Who Needs Long Term Care Auto Insurance?
Who Needs Long Term Care Auto Insurance?
Blog Article
Let me start off by saying that I am not really discriminating. I talk about stay at home moms, but this could also apply to stay at home dads. They are getting a lot more common these days, and I think that families should do whatever works for them!
If you need skilled Nursing Care at Home, custodial care is also provided. But if you need custodial care alone, its coverage is very restricted. If you want to remain in your home, independent, as long as possible, then don't expect to rely on Medicaid.
As an aged Care Nurse I have seen family step in and force their Mother/Father into a Nursing In-Home Care in Cleveland Home. Usually it is when a family member has Enduring Power of Attorney and believes that the Elderly person is no longer safe/nor able to look after themselves at home. Then it becomes an issue of yes the Children Can force a parent to live in a Nursing Home... but that usually means that the Elderly Person is no longer able to make their own decisions - financially or personally. If an aged care person reaches that stage then they are not fully aware of where they are (as in place) or why they are there.
There are places with on-site laboratories to accurately fill prescriptions within an hour. This includes Nursing In-Home Care progressive, bifocal and single vision prescriptions. You can also get on-site contact lenses. Whether you are getting contact lenses for serious use or for fun color correction there are ones available for you to try and take home with you to wear before your prescription is filled.
You may not be using your policy for 10-20 years. What will happen to your LT care insurance company by then? Will it still be financially strong? What will happen to the US healthcare system over the next 10-20 years? It is sure to change significantly. Will there be universal healthcare by then which will include LT care? How much will Nursing Care at Home in Northeast Ohio homes cost in 10-20 years? How much will medical technology change over that time period? There are lots of uncertainties surrounding LT care insurance over such a long time period.
I doubt that includes overtime pay, so that is a potential for more money. Also, I must include that the basic criteria to becoming a Home Health Aide, is that you have to be 18 years old and have a basic reading level. The class can be 2-3weeks long and you can start making money.
Ideally you'll need to discuss with both parents what they want to do, but it's important not to rush into anything. Many people making decisions at times like this when stress levels are high, end up making the wrong decision and then incurring more cost later on as they 'change their mind'.
Choosing the right home health care agency is something you need to take time with. You need to make sure that you are doing the right thing and that you are making the right investment.